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Protection from a financial loss arising out of loss or damage to your vehicle.
Protection from liability death and property damage on account of any accident involving your vehicle.

Value Addition

Whether it’s Insurance for a new vehicle or you’re looking to transfer your Motor Insurance, choose Cholamandalam.
With Cholamandalam :
Processing time is down to a minimum
Lesser paperwork involved
The entire claim process is far smoother and hassle- free

Policy Covers

Cholamandalam Motor Insurance policy protects your vehicle from losses or damages that can occur due to:
Fire, explosion, self-ignition, lightning
Burglary, house breaking, theft
Riot & strike
Earthquake (fire & shock damage)
Flood, Typhoon, Hurricane Storms, Tempest
Inundation, Cyclone, Hailstorm, Frost
Accidental external means Increased legal liability towards property damage of third party for a limit of Rs 7.5 lacs

Policy Exclusions

  • Accidental loss or damage suffered whilst the insured or any person driving with the knowledge & consent of the insured is under the influence of intoxicating liquor or drugs
  • Accidental loss or damage caused due to willful negligence
  • Loss or liability while the vehicle is used outside the scope of limitations of use and / or being driven by a person not duly licensed
  • Consequential loss, depreciation, wear & tear, mechanical & electrical breakdown / failure of breakages
  • Loss due to radioactivity or nuclear weapons
  • Loss due to war and related activities
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