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1931:The Federal Bank Limited (the erstwhile Travancore Federal Bank Limited) was incorporated with an authorised capital of rupees five thousand at Nedumpuram, a place near Tiruvalla in Central Travancore on 28/4/1931 under the Travancore Company's Act.

It started business of auction -chitty and other banking transactions connected with agriculture and industry.The bank though successful

in the earlier periods, suffered set backs and was on the verge of liquidation. Understanding Federal Bank is all about understanding relationships. Knowing how our relationships helped to make us the largest traditional private sector bank in the country. Of how we nurtured our relationships for more than seven decades, gaining us the reputation of being an agile, technology savvy and customer friendly bank.

Learning how we built our wide network of branches, reaching out to cover all the major cities of the country, to be accepted as one of the leading private sector banks in the country. And rejoicing on the fact that we are a dominant presence in the state of Kerala.


Deciding to buy a new car or an old one depends on various factors. A lot of people go for a used car when they go for their first purchase. On the other hand, majority of people will prefer a new car.

For people who keep changing their car frequently it is preferable to buy an old one as they may change even a new car soon. On the other hand, anyone with a habit of sticking to one car for a long time should purchase a new one as it will give them more satisfaction.

When going for buying a car it is recommenced to have some factors clear in mind, like the budget for purchasing the car, monthly budget for the car and the period you intend to use the car. Where you are going to use the vehicle (town or village) is


another factor that can influence your decision in buying a car Note that before buying an old car it is advisable to take the advice of a mechanic about the various performance criteria like lyres, suspension and cooling of the car


Purpose

To purchase all personal vehicles New & Used

Eligibility

Individuals, Trusts, Educational Institutions & Other organizations Residents & Non-Residents

Loan amount


  • Up to 90% of vehicle price
  • Maximum Loan Amount Individuals Rs.50 L Corporates Rs.200 L

Period

New Vehicles Up to 84 months

Interest

 
Car Loan (w.e.f 01.04.2008)
Tenure of Loan New Vehicle other than Two-Wheelers

Upto 48 months

12.50

49 to 84 months

13.00

Security

  • The Vehicle proposed to be purchased.
  • Doctors, Engineers, Professors, etc. need not offer any other security for loans up to Rs.3 Lacs

Deciding to buy a new car or an old one depends on various factors. A lot of people go for a used car when they go for their first purchase. On the other hand, majority of people will prefer a new car.

For people who keep changing their car frequently it is preferable to buy an old one as they may change even a new car soon. On the other hand, anyone with a habit of sticking to one car for a long time should purchase a new one as it will give them more satisfaction.

When going for buying a car it is recommenced to have some factors clear in mind, like the budget for purchasing the car, monthly budget for the car and the period you intend to use the car. Where you are going to use the vehicle (town or village) is


another factor that can influence your decision in buying a car Note that before buying an old car it is advisable to take the advice of a mechanic about the various performance criteria like lyres, suspension and cooling of the car


Purpose

To purchase all personal vehicles New & Used

Eligibility

Individuals, Trusts, Educational Institutions & Other organizations Residents & Non-Residents

Loan amount


  • Up to 90% of vehicle price
  • Maximum Loan Amount Individuals Rs.50 L Corporates Rs.200 L

Period

Used Vehicles Up to 60 Months

Interest

 
Car Loan (w.e.f 01.04.2008)
Tenure of Loan Used Vehicle & New Two-Wheelers*

Upto 48 months

14.75

49 to 84 months

Security

  • The Vehicle proposed to be purchased.
  • Doctors, Engineers, Professors, etc. need not offer any other security for loans up to Rs.3 Lacs





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